Lately we hear more often about blockchain-startups going to change the world by way of introducing blockchain technology into this or that sphere.
What is blockchain? This is a shared network for recording and storing this or that information (transactions) on a plenty of computers (nodes).
The content of this or that record cannot be changed. Only a new one can be created, and it can be stored only if approved by the majority of users. A record cannot be created if the majority do not approve of its content.
Blockchain projects are created to ensure transparency of transactions and to exclude a third party (a middleman) who controls and verifies transactions, controls the rules observance. This can be a registration body, notary, internet site for online sales to secure buyers and sellers.
An obvious minus of the third party is their monopoly in decision making and pricing. Thus, Amazon as an Internet site for online sales takes rather fat charges, и and the seller cannot argue with Amazon and pay less.
A personal chatbot is a robot that monitors all your transactions. It keeps the information about your payments, trips, reads your emails and writes responses, sends you notifications. This kind of universal chatbots are not yet available, though Siri and Ok Google have come very close to them.
The main problem is that users do not entrust or rather do not feel like entrusting their personal information to Apple or Alphabet.
The chatbot’s mission is to help the user perform everyday routine, make their life easier.
The aim of this solution is to give the user a possibility to create one’s own personal chatbot and configure it the way the Endurance personal chatbot is configured.
http://old.endurancerobots.com/pogovorite-s-nashim-chatbotom/
Your personal chatbot is able to search and book hotels, monitor your purchases, etc., in a word, to work as your personal «Ок Google» or «Listen, Siri».
A personal chatbot can store and publish the information about performed actions and transactions on blockchain.
What for? So that a user could share this information with other users when need be. For example, the chatbot stores the history full or (or partial, according to your choice) of your income and expenditure. When asking a bank or an insurance company fo a certain product you can present them for analysis your blockchain information on your transactions, or, to be more precise, on the transactions you are willing to keep on the blockchain.
The analogous system Mint works in the USA.
If you don’t feel like keeping your personal information available for the public access, store it on a personal blockchain.
Blockchain records can be personalized or impersonal. In this case (в каком случае?) the chatbot will record all your transactions on your request.
Many users do not trust small, not widely known internet stores what places limits on internet shopping. The main problem lies in the fact that the consumer is not sure if he gets their order and is not sure of the quality of the goods.
The personal chatbot could ensure settlement of a “smart” contract and closing of a deal with the online shop.
Below is an example of a “smart” contract structure:
In other words, the chatbot helps sign a “smart” contract with the seller offering a price and delivery terms. The delivery terms can be clearly drawn. If the contract terms meet the demands of both parties, the buyer will get his purchase in time and the seller the money.
Until the buyer gets his purchase his money will be kept on a special Escrow account.
In a warranty case the chatbot can get from the seller conditions of return or repair. All the purchase data of will be kept on the blockchain.
I’m curious to know how many online shoppers know and remember the conditions of purchase return and who enjoed this right, say, 3-6 months after the purchase date. Most online buyers don’t have an opportunity to return or exchange the purchase. But with a «smart» contract the data concerning the warranty and purchase return will be kept on the blockchain and will never be lost.
Where else can be the personal blockchain chatbot useful?
I know that many people are willing to make donations and help those in need, but they want to be sure that their money will be really used properly and will really help. With this purpose in mind special funds that make decisions who and how to help are created. But in this case donors have on-cost. Or they donate aqt their risk. Here a “smart” contract and the chatbot’s control over it execution could be absolutely helpful. The chatbot can monitor collection and expenditure of funds in every particular case, ask for the report and check it instead of the user. This could sufficiently reduce fraud and misuse of donations. It is worthwhile mentioning that it is impossible to spend the raised money for purposes not stated in the “smart” contract if you have one.
Today people are not willing to trust new contacts at once and add new friends on Facebook / LinkedIN for fear of spam. How is this problem fixed? Only with the help of recommendations. If somebody can recommend this or that person as a trustful one.
However, there’s no way to get to know smoebody quickly. Even at conferences and presentations you never know if a new acquaintance is trustworthy.
A blockchain record about this person could help solve this problem via the chatbot, which could check the person’s personal data and advise on the practicability to continue the aquaintance.
Who are they, what interests and hobbies have, how spend their leisure time, etc. Once again, where they keep those data: on the public blockchain or willing to share this private blockchain with you where they keep their personal data about their likes and dislikes, views, philosophies, etc.
I have already described a similar system for banks and insurance companies with the data on financial transactions.
I’m sure the subject of employment assistance is interesting to everybody. The main question of the employer at the interview for more or less important positions is who can recommend the applicant.
It is obvious that it is not always easy or possible to get a recommendation. And if there’s one how can you check the validity of its author. What if the author quit his position together with you? In a word, various issues might arise.
The blockchain chatbot could keep records of all your working ecperience, the way the teacher keeps records of student’s activity. There might be “Ds” and bunks off, but what matters are your latest records, not those at the beginning or in the middle of your working period. Though people sometimes quit work with a row. It’s not very pleasant if the chatbot keeps such kind of records stored, anyway your negative working experience may become known to your potential employer.
It is possible to configure and setup the chatbot both in the messenger (in case of a cloud solution) and locally via a mobile application.
In the case the setting is flexible and transparent. The user points the data sources for the chatbot and data details, which are to be blockchain recorded. These records might include bank cards data, references to social networks posts, received and sent email messages, etc.
Blockchain chatbot highlights
The main advantage of the blockchain chatbot is as follows: any user with it can give documentary evidence of his actions either online or offline via the record made by the blockchain chatbot. In other words, the individual’s blockchain information is a kind of digital ID with all necessary marks. This ID cannot be stolen or lost, no its recorded data can be deleted.
• The chatbot is necessary to create a user-friendly interface for configuration of the data saving parameters in the blockchain.
• Blockchain is necessary for keeping the users’ data and their automatic verification.
• The blockchain chatbot will allow keeping the all the information of user’s transactions made both in the public and private blockchains. In the private blockcain the data will be personalized and in the public impersonal.
• The user will be able to decide what data to keep in the blockchain.
• The user will be able to share their blockchain inforrmation with other users and companies.
• The chatbot will allow to draw «smart» contracts in a user-friendly interface.
• The chatbot will be able to interact with other chatbots by way of sending and getting various information.
• The chatbot will control the state and realization of «smart» contracts.
• The chatbot will make it possible transactions keeping and confirmation.
This solution is universal and may be used with various purposes. The blockchain chatbot can be used both in private and corporative domains.
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